Loan Against Property
Loan Against Property
Continue with this loan application
Service Category
MON-SAT 8:00–9:00
+91 569 803 6420
Check Eligibility
We evaluate applicants based on:
Age: 21 to 65 years
Income: Salaried or self-employed individuals with stable earnings
Credit Score: Preferably 700+
Property Ownership: Clear title and in good condition
Repayment Capacity: Verified through income and obligations
Select Loan Terms
We help you choose the best options based on:
Interest Rate
Starting from 15% p.a to 18 % p.a
Loan-to-Value (LTV) Ratio
Up to 50%–70% of property value
Tenure
Up to 1–7 years
Processing Fees & Charges
Transparent and competitive
Prepayment / Foreclosure
Applicable as per NBFC policy
People Had The Opportunity To Study In A Prestigious University Thanks To Our Loans
Loan Amount
Loan Months
Interest Rate
Monthly EMI
₹ 8,356
Total Interest
₹ 271
Total Amount Payable
₹ 1,00,271
Submit Application
Apply through
Our official website or mobile app
Visiting your nearest Jain Fins Cap branch
Assistance via authorized loan agent or relationship manager Provide basic personal, employment/business, and property details.
Documentation
You’ll be required to submit
KYC Documents
PAN CardAadhaar / Passport / Voter IDIncome Proof
Salaried: Salary slips (last 3–6 months), bank statements, Form 16Self-employed: ITRs (last 2–3 years), balance sheets, P&L statementsProperty Documents
Registered Title DeedApproved Building PlanNo Encumbrance CertificateLatest Property Tax ReceiptProperty Valuation & Legal Due Diligence We will
Conduct a physical inspection of the propertyVerify ownership and legal clearanceAssess market value to finalize the LTVLoan Approval & Sanction
Once all verifications are complete
Receive a sanction letter with loan amount, tenure, EMI schedule, and interest rateProceed to agreement stageAgreement Signing
Sign the loan agreement and provide
Loan Disbursement
Loan amount is disbursed directly to your account, typically within 3–10 working days post-approval
Important Highlights