MSME Loan Process
MSME Loan
Continue with this loan application
Service Category
MON-SAT 8:00–9:00
+91 569 803 6420
Eligibility Criteria
To qualify for an MSME Loan, the applicant must
Be a registered MSME (Udyam Registration preferred)
Operate in manufacturing, trading, or service sector
Be in business for at least 1 year (startups may be considered case-to-case)
Have a clean credit history and stable cash flow
Age between 21 to 65 years
Types of MSME Loans We Offer
Working Capital Loans
For managing daily operational expenses
Term Loans
For expansion, equipment, or asset purchase
Equipment Loans
For purchasing machinery/asset
Business Expansion Loans
For scaling operations
Custom Loan Solutions
Tailored to your business needs
Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.
Loan Amount
Loan Months
Interest Rate
Monthly EMI
₹ 8,356
Total Interest
₹ 271
Total Amount Payable
₹ 1,00,271
Business Documents
Business Documents
Udyam Registration CertificateGST RegistrationShop & Establishment License / Trade LicenseKYC of Promoter(s)
Aadhaar CardPAN CardEmployment Proof
Last 6–12 months’ Bank StatementsLast 1–2 years' ITRsCA-certified Balance Sheet & Profit & Loss StatementExisting Loan Repayment History (if any)Others (if applicable)
Proof of Business Vintage (invoices, contracts, registrations)Collateral Documents (in case of secured loans)Application Process
Submit Loan Request via our website, mobile app, or branch
Fill the MSME Loan Application Form
Upload or submit required documents
Verification & Risk Assessment
Loan Sanction & Agreement Signing
Disbursement within 5–10 working days post-approval
Loan Terms Offered
Loan Amount
Loan Amount: ₹50,000 to ₹5 crore
Tenure
12 months to 10 years
Interest Rate
15% to 24% p.a. (depending on risk profile)
Processing Fee
1% to 3% of the loan amount
Collateral
Optional (depending on scheme and loan type)
Tips for Quick Approval